Our Disclaimer


This disclaimer (“Disclaimer”, “Agreement”) is an agreement between TOPONIVO LTD (“TOPONIVO LTD”, “us”, “we” or “our”) and you (“User”, “you” or “your”). This Disclaimer sets forth the general guidelines, terms and conditions of your use of the https://www.toponivo.com website and any of its products or services (collectively, “Website” or “Services”).

TOPONIVO.com is owned by TOPONIVO LTD – a legal entity registered in Bulgaria, European Union and it fully follows and meets the requirements of the law.

By accessing the Website and using our services, you are acknowledging and accepting that TOPONIVO LTD does not make any representations or warranties expressly or implied, including without limitation, warranties of merchantability, title, compatibility, security, accuracy, or usefulness with respect to TOPONIVO LTD’s courses, videos, services, the Website, or information or content contained in, on or through the websites.

This Website (nor TOPONIVO LTD or its employees or other hired person) does not provide any legal, investment, tax or other advice. You should not treat any information on TOPONIVO.com as a call to make any particular decision regarding legal matters, investments, taxes and more specific – cryptocurrency usage, cryptocurrency mining, exchange, blockchain usage, equity crowdfunding, peer-to-peer lending, real estate, precious metals etc. We strongly suggest seeking advice from your own financial, investment, tax, or legal adviser.

Taking into consideration the above-mentioned, TOPONIVO LTD and its affiliates make the information on the Website available to be used for general information purposes only. All types of actions with cryptocurrency, blockchain, equity crowdfunding, peer-to-peer lending, real estate, and/or precious metals, involve high risks and it is not advised for inexperienced people to invest. You should never invest more than you are willing to lose. Speculating on the markets could lead to a total loss of funds!

The decisions based on information contained on this site are the sole responsibility of the customers and the visitors. Therefore, neither TOPONIVO LTD nor any of its affiliates or employees, nor any third party vendor, will be liable or have any responsibility for any loss or damage that you incur as a result of using this Website, its services or the materials or data you can find on it.

The information that you can find on the Website, including but not only about the cryptosphere is always new and interesting, but by the time the materials are published, changes may have already occurred. TOPONIVO.com makes no warranty as to accuracy or completeness. The user is obliged to check on a daily basis the accuracy of the information and to use it at his own discretion. In general, TOPONIVO.com doesn’t make advertisement for products, services, companies or providers. The Website has no business relationship with any company or provider that could be mentioned therefore TOPONIVO LTD shall not be liable or have any responsibility for any loss or damage that you incur as a result of using a company, services, and provider that the visitor or user may have found in the Website.


Any views or opinions represented in this Website reflect the views and opinions of TOPONIVO LTD, its affiliates, Content creators or employees. Any views or opinions are not intended to malign any religion, ethnic group, club, organization, company, or individual.

Content and postings

You may not modify, print or copy any part of the Website. Inclusion of any part of this Website in another work, whether in printed or electronic or another form or inclusion of any part of the Website in another website by embedding, framing or otherwise without the express permission of TOPONIVO LTD is prohibited.


This Website accepts forms of advertising. Advertising space will always be identified as such. Some of the links on the Website may be “affiliate links”. This means if you click on the link and purchase an item, TOPONIVO LTD will receive an affiliate commission.

Indemnification and warranties

While we have made every attempt to ensure that the information contained on the Website is correct, TOPONIVO LTD is not responsible for any errors or omissions, or for the results obtained from the use of this information. All information on the Website is provided “as is”, with no guarantee of completeness, accuracy, timeliness or of the results obtained from the use of this information, and without warranty of any kind, express or implied. In no event will TOPONIVO LTD, or its partners, employees or agents, be liable to you or anyone else for any decision made or action taken in reliance on the information on the Website or for any consequential, special or similar damages, even if advised of the possibility of such damages. Information on the Website is for general information purposes only and is not intended to provide legal, financial, medical, or any other type of professional advice. Please seek professional assistance should you require it. Furthermore, information contained on the Website and any pages linked to from it are subject to change at any time and without warning.

We reserve the right to modify this Disclaimer at any time, effective upon posting of an updated version of this Disclaimer on the Website. When we do we will revise the updated date at the bottom of this page. Continued use of the Website after any such changes shall constitute your consent to such changes.

Acceptance of this disclaimer

You acknowledge that you have read this Disclaimer and agree to all its terms and conditions. By accessing the Website you agree to be bound by this Disclaimer. If you do not agree to abide by the terms of this Disclaimer, you are not authorized to use or access the Website.

Contacting us

If you have any questions about this Disclaimer, please contact us on the dedicated “Contact Us” page.


This Disclaimer has been updated for the last time on 25.05.2018.

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